How is Chama Circle priced?

Single Chama pricing is member-based: a base monthly fee includes up to 20 members, with an additional per-member fee above that allowance. Final fees are confirmed authoritatively at registration.

Are there Starter, Growth or Premium plans?

No. Chama Circle is one product. You choose Full Feature or Custom Features during onboarding — feature selection does not create separate commercial tiers.

Can we manage multiple Chamas on one subscription?

Yes. Establishments use the authoritative establishment pricing model for multi-Chama organizations.

What payment methods are accepted?

M-Pesa is the primary payment method for Kenyan organizations. Enterprise customers may arrange invoice billing through sales.

How do subscription renewals work?

Subscriptions renew monthly or annually depending on your plan. You receive renewal reminders before each billing cycle.

Can I upgrade my plan later?

Yes. Upgrade at any time from your admin portal or contact support. Upgrades take effect immediately with prorated billing.

How long does implementation take?

Most organizations go live within 1–2 weeks. Enterprise deployments with multiple branches may take 2–4 weeks with implementation assistance.

Is training included?

Growth plans and above include onboarding training. Enterprise plans include extended role-based training sessions.

What support is included with my plan?

All plans include standard email support. Professional and Enterprise plans include priority or dedicated support — see the support matrix above.

Chama Circle • Pricing

One Chama Circle platform — pricing that grows with your members

No Starter, Growth or Premium tiers. Configure Full Feature or Custom Features during onboarding while your subscription scales with member count.

Overview

Chama Circle subscription

Chama Circle digitizes contributions, loans, welfare, governance and member transparency for Kenyan Chamas. Pricing is member-based — loaded live from the Swift Axis pricing engine.

Eliminate manual contribution books and reconciliation disputes
Provide members with transparent loan and welfare records
Automate M-Pesa contribution matching
Scale from one Chama to multi-group establishment management

Chama Circle

Simple, transparent pricing that grows with your Chama.

One platform

ONE CHAMA CIRCLE PLATFORM

Manage the complete lifecycle of your Chama in one place. Capabilities are configured during onboarding — not locked behind artificial commercial tiers.

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Member Management
Contributions & Finance
Loans
Welfare
Investments
Balloting & Voting
Governance
Reporting
Analytics & Insights
Communications
Records & Documents
AI/Intelligence where supported

Start Your Chama Talk to Sales

Estimate your monthly subscription

Informational only — your registration quote remains server-authoritative.

How many members do you have?

Estimated monthly subscription

…

During onboarding you can choose Full Feature (all eligible capabilities) or Custom Features (select the capability areas you need). Feature selection does not change the member-based subscription price.

Implementation Journey

From plan selection to go live

A clear path from subscription to operational success.

Choose Plan
Select the subscription tier that matches your organization size and operational needs.
Register Organization
Complete registration with your business details — no payment required until verification.
Payment
Pay setup and first subscription period via M-Pesa or approved payment methods.
Verification
Swift Axis verifies your organization and activates your subscription.
Workspace Provisioning
Your workspace, users and configuration are provisioned on the Swift Axis platform.
Training
Onboarding training for administrators and key users — remote or on-site options available.
Go Live
Launch operations with ongoing support from Swift Axis and authorized partners.

Support Options

Support levels for every stage

Standard, priority and enterprise support — plus training and implementation assistance.

Standard Support
Email support during business hours with knowledge base access.
- Email support
- Knowledge base
- Business hours response
Included in: starter plans
Priority Support
Faster response times with phone and email support for growing organizations.
- Priority email & phone
- Extended hours
- Dedicated onboarding
Included in: growth, professional plans
Enterprise Support
Dedicated account management with SLA-backed response for mission-critical operations.
- Dedicated account manager
- SLA-backed response
- 24/7 critical incident line
Included in: premium, enterprise, custom plans
Training
Structured onboarding and role-based training for administrators and end users.
- Admin onboarding
- Role-based sessions
- Training materials
Included in: growth, professional, premium, enterprise plans
Implementation Assistance
Guided setup, data migration support and go-live assistance from Swift Axis partners.
- Guided setup
- Data migration support
- Go-live assistance
Included in: premium, enterprise, custom plans

FAQ

Frequently asked questions

Pricing, billing, implementation, training and support.

Pricing

Single Chama pricing is member-based: a base monthly fee includes up to 20 members, with an additional per-member fee above that allowance. Final fees are confirmed authoritatively at registration.

One Chama Circle platform — pricing that grows with your members

ONE CHAMA CIRCLE PLATFORM

Estimate your monthly subscription

Choose Plan

Register Organization

Payment

Verification

Workspace Provisioning

Training

Go Live

Standard Support

Priority Support

Enterprise Support

Training

Implementation Assistance

Pricing

Billing

Renewals

Implementation

Training

Upgrades

Support