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Swift Axis

CHAMA CIRCLE โ€ข SWIFT AXIS

Stop chasing contribution
records in WhatsApp
and Excel.

Chama Circle helps modern groups manage contributions, loans, welfare and transparency from anywhere.

Building Smarter Business Ecosystems

  • Mobile-first
  • Secure onboarding
  • Offline-ready
  • WhatsApp Support
  • Built for Kenyan groups
Chama Circle Android dashboard

Why Chama Circle

Built for how Kenyan groups actually collect, lend and reconcile.

Contributions

Track rounds, arrears and receipts your table can defend.

Loans

Applications, approvals and repayment visibility.

Welfare

Harambee-style support with clear records.

Reports

Statements and exports for leadership meetings.

Notifications

Reminders that respect busy member schedules.

Role Access

Chair, treasurer, secretary and member views.

How It Works

Four steps from signup to a digital table your members can trust.

Step 1

Register

Tell us about your group online.

Step 2

Onboarding

Verify details and agree terms.

Step 3

Setup

Configure contributions, loans and roles.

Step 4

Start Managing

Run your Chama with clear records.

Pricing Preview

Illustrative packages โ€” final quotes may vary by group size.

Starter

For small Chamas and welfare groups

From KES 1,000 / month

  • Member records
  • Contribution tracking
  • Basic reports
  • WhatsApp support

Growth

For growing Chamas with loans and welfare

From KES 2,500 / month

  • Everything in Starter
  • Loan management
  • Welfare management
  • Member wallet view

Enterprise

For larger groups or tenants managing several Chamas

Custom / discounted packages

  • Everything in Growth
  • Multiple Chamas under one tenant
  • Advanced analytics
  • AI insights preview

Help Chamas Go Digital

Become a Swift Axis Agent and support groups while earning through approved referrals.

Digital Chama Advisors help Chamas register, onboard and succeed with Chama Circle. Approval and commission terms apply after verification โ€” not instant activation.

One Platform. Endless Possibilities.

The Swift Axis Ecosystem

Start with what you need. Use it alone or connect everything.

Built for entrepreneurs, growing businesses and enterprise organizations.

  • Android & Tablet Native

    Built for teams on real devices.

  • Offline-First

    Keep selling and operating offline.

  • Use Modules Independently

    Start with one. Add more later.

  • Built to Scale

    From startup to multi-branch.

  • Secure & Reliable

    Trusted systems for daily work.

Chama Circle

Community & Savings

i-Bar POS

Sales & Operations

Inventory

Stock & Warehouse

Accounting

Finance & Tax

Stay

Hospitality & Rooms

Single Outlet / StartupGrowing Business / Multi-branchEnterprise Organization
  • Coming Soon

    i-Bar POS

    For Bars, Restaurants, Retail & Hotels

    Smart Android POS for sales, payments and operations.

  • Coming Soon

    Inventory

    Stock & Warehouse

    Inventory and warehouse control for every business size.

  • Coming Soon

    Accounting

    Finance & Tax

    Accounting, taxation and financial control in one place.

  • Coming Soon

    Stay

    Hospitality & Rooms

    Manage guests, rooms, bookings and stays effortlessly.

Integrated Ecosystem. Works Seamlessly Together.

Use one module or all. Your business, your way.

Explore the Ecosystem